[ad_1] The FCA has previously expressed concern about consumers moving into drawdown and holding their funds in investments that will not meet their needs. The FCA is proposing that firms offer customers who do not take advice a range of investment solutions that broadly meet their objectives, otherwise known as ‘investment pathways’. The FCA is […]
ETbrokers (clone of authorised firm)
[ad_1] Almost all firms and individuals carrying out financial services activities in the UK have to be authorised or registered by us. This firm is not authorised or registered by us but has been targeting people in the UK, claiming to be an authorised firm. This is what we call a ‘clone firm’; and fraudsters […]
London E-Management (clone of authorised firm)
[ad_1] Almost all firms and individuals carrying out financial services activities in the UK have to be authorised or registered by us. This firm is not authorised or registered by us but has been targeting people in the UK, claiming to be an authorised firm. This is what we call a ‘clone firm’; and fraudsters […]
The FCA and Practitioner Panel launch joint survey for 2019
[ad_1] The survey is carried out on our behalf by Kantar Public, an independent social research organisation. Kantar send the survey to a random sample of 12,000 firms. How we will use the survey results We will use the results of the survey to better understand the issues affecting all firms and help us adjust our […]
Morrisons trials 15p plastic bag charge
[ad_1] Morrisons is raising the price of a reusable plastic bag from 10p to 15p and introducing a 20p reusable paper bag, as part of an eight-week trial across eight stores [ad_2] Source link
LIBOR transition and contractual fallbacks
[ad_1] Speaker: Edwin Schooling Latter, Director of Markets and Wholesale PolicyLocation: International Swaps and Derivatives Association (ISDA) Annual Legal Forum, LondonDelivered on: 28 January 2019 Highlights: On a monthly basis, cleared notional in Sterling Overnight Index Average (SONIA) swaps is now higher than that for sterling London Inter-bank Offered Rate (LIBOR). The best and smoothest transition from LIBOR […]
Credit applications hit by Experian problems
[ad_1] Experian has confirmed it is working to fix problems with its service, and TSB has said the industry-wide issues mean manual checks will have to be carried out on some of its applications, which could results in delays. It has assured applicants there will be no affect on their credit files. Santander has also […]
Applied for an HSBC product on Wednesday? Check you weren’t wrongly declined
[ad_1] Some applicants were rejected for HSBC credit cards, loans or mortgages, even if they would have usually been accepted. HSBC says applications for current accounts and overdrafts were not affected. HSBC says that no marks were made on the credit files of wrongly rejected applicants, so their credit scores should not be damaged. It […]
New housing complaints service to help tenants and homeowners escalate their disputes
[ad_1] What does the Government plan to do? The Government consulted on its plans to improve the complaints system in the housing market between February and April 2018, and received over 1,200 responses – including from MoneySavingExpert. When the Government launched its consultation on improving the complaints service for consumers in the housing market last year, […]
Feeling the chill? Check if you’re eligible for winter fuel help incl £140 warm home discount
[ad_1] Do I qualify for the winter fuel payment? If you were born on or before 5 November 1953 and you lived in the UK for at least one day during the week of 17 to 23 September 2018, then regardless of income, you can grab a one-off, tax-free winter fuel payment of between £100 […]